Purchase

Sometimes banks require financial history or credit scores that aren’t available and deny approval for mortgage loans. That’s where we come in. We specialize in private residential mortgages in Ontario and through our wide network of lenders we have access to a variety of lending options. We will help you choose one that meets your needs quickly, reducing stress by explaining the entire process every step of the way.   

If you have decided to invest in construction to either build or improve your home we can help finance your project. Whether you need a completion mortgage, progress draw or full financing, we’ll be able to meet your needs. 

Getting construction loans from the banks can be even more difficult than securing a 

regular mortgage. They often require not only a credit check, but the detailed plans for your build, and even your rationale behind needing to perform a new build. This creates added obstacles between you and your goals.

We understand that while building a new home is an ideal choice for many home owners, creating a dream space can be difficult to get financed. We can provide flexibility and terms that banks won’t. We’ll find you the resources you need to hire the right contractor, buy the right land and make your project a success. 

Investing in real estate can be an excellent way to develop extra income for yourself and your family. Investment mortgages are a specialty financing option that are available for real estate investing. The terms and details are slightly different than what you would encounter with a standard second mortgage. We’ll help you consider different purchasing options and cater an investment strategy to fit your specific business plan. 

Identifying your needs

When investing in real estate there are a few factors that should be considered before getting an investment mortgage. It’s important to consider which of the following types 

of properties you are interested in:

These factors will influence the financing strategy we help you form to make sure you are getting the most out of your new venture. For example, if you plan on living in part of the property you can be eligible for an owner-occupied + rental mortgage which would result in requiring a much lower initial down-payment from you. During your consultation we’ll review all of the benefits and details of each option and walk you through them. It’s important to work with industry experts who can show you how to get the best deals for your situation and goals.